Open Banking
Open Banking is a payment method which allows you to accept payments from your customers. Customers make purchases by using open banking APIs to expand the capabilities of secure handling and sharing customers’ financial data.
With the Open Banking payment method, you can accept payments from your customers by using Payment Page and Gate.
| Payment method type | Open Banking |
|---|---|
| Countries and regions | Basic availability: AT, BE, ES, DE, GR, HU, IT, IE, LT, LV, NL, NO, PL, PT |
| Payment currencies | Basic availability: EUR (for AT, BE, ES, DE, GR, IT, IE, LT, NL, PL, PT, RO), HUF (for HU), NOK (for NO), PLN (for PL) |
| Payment amount limits | Contact your key account manager at Benker for details. Also you can check the payment amount limits in your project by using Dashboard. |
| Payment processing time | Contact your key account manager at Benker for details. |
| Currency conversion | Contact your key account manager at Benker for details. |
| Purchase |  |
| Payout |  |
| Stored credentials payments | |
| Refund | |
| Onboarding and access fee | Contact your key account manager at Benker for details. |
Operations support
| Interfaces | |||
|---|---|---|---|
| Payment Page | Gate | Dashboard | |
| Purchase 1 | |
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| Purchase 2 | |
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You can check the payment amount limits in your project by using Dashboard. To check your payment amount limits, go to Dashboard, select the Projects section, and then click the Payment methods tab.
Payment scenario
Purchase procedure follows one of the following scenarios:
- Purchase 1—the customer initiates a purchase, chooses the payment method, provides consent, and is then redirected to complete the purchase.
- Purchase 2—the customer initiates a purchase, chooses the payment method, provides consent, and is then displayed payment instructions to complete the purchase.
Ask your key account manager at Benker which of the scenarios is relevant to you.